A Will only takes effect after you die — it says who gets your money, property and belongings. A Lasting Power of Attorney (LPA) takes effect while you're alive, letting someone you trust make decisions for you if you're ever unable to, due to illness, an accident or old age. Most people benefit from having both.

No. Will writing isn't a reserved legal activity in England & Wales, so you don't need a solicitor. We guide you through each decision in plain English and check everything before it's finalised, so you can be confident it's done properly.

The law decides who gets your money, property and belongings using a fixed set of rules called intestacy — regardless of what you would have wanted. This can mean unmarried partners receive nothing, and it can take far longer to sort out.

Yes. Life changes, and your Will should keep up — a new relationship, a house move, or a new grandchild are all good reasons to update it. We include a free review every year, and you can make changes any time.

A Property Protection Trust Will is for one person, ring-fencing their share of the family home so it passes to their children even if a surviving partner remarries or later needs care. A Mirror Property Protection Trust Will is the couple's version — two matching Wills written together, each protecting their own share in the same way.

No. Life insurance is a separate, FCA-regulated financial product, arranged through a different part of our service and different advisers. It sits alongside your Will rather than inside it — often it's what actually pays the mortgage or funeral costs when your family need it most.

Most people finish a Single Will in under 20 minutes. Trusts and Lasting Powers of Attorney take a little longer, since there's more to decide, but you can always save your progress and come back to it.

Yes. Everything you tell us is kept confidential and stored securely, and it's only ever used to prepare your documents. We never sell your details, and you can ask us to delete your information at any time.